Your Cart
       
     Total R 79.00
2258198179.0000001 Kudough Credit Report
Subscription (monthly)
Add to cart
 
Updated
2014-09-12
3 Steps for reviewing your Credit Report
Even if you have seen your credit report before, it can be quite confusing to interpret. If you have never seen your report before, it can be downright mystifying! However, a little knowledge can go a long way towards helping you understand what’s on your credit report. Here’s what to look for in your credit report… Step 1. Look at the personal information contained in the report. Make sure it is...read more on '3 Steps for reviewing your Credit Report'
Updated
2014-09-12
Free yourself financially with your Credit Report
According to a recent survey, credit scores were reported as a source of stress for 21 percent of married couples. Finances in any relationship can be very challenging, especially when one partner or spouse could use some help getting on the right track to improve the way they handle their finances. However, couples who communicate monthly about their financial goals are more likely to agree on fi...read more on 'Free yourself financially with your Credit Report'
Updated
2014-03-28
Credit Amnesty - What you should know!
The Department of Trade and Industry published the Removal of Adverse Consumer Information and Information Relating to Paid up Judgements Regulations 2014 which will come into effect on 1st April 2014. As per the regulations, credit bureaus are required to mask and subsequently remove the following information, held on the database as at 1 April 2014, from their records: a. All adverse credit in...read more on 'Credit Amnesty - What you should know!'
Updated
2014-03-28
Financially Fit
NEW AGE, 27 Nov 2012 CHRIS VAN RENSBURG THERE is something about the festive season that makes most people just a little crazy. It's so easy to forget come the middle of December that January, with its school fees of hard knocks, lies just around the corner. January is beans on toast to December's chocolate mousse cake. It's taking the bus to December's first class ticket. And it's Monday morning ...read more on 'Financially Fit '
Updated
2012-11-20
Credit peek at only R69
NEW AGE, THE, Inside 1 15 Nov 2012 Page 16 Credit peek at only R69 TNA REPORTER Now South African consumers can get to see their own credit records for a small sum at Shoprite-Checkers SOUTH African consumers on the whole are not financially astute and do not understand the importance of a clean credit record. Nearly half - 47%- of South African consumers have an impaired credit record, with 61...read more on 'Credit peek at only R69 '
Updated
2012-11-07
Managing financial stress means you need to get mentally fit too
The New Age 6 November 2012 GETTING a call from a creditor demanding money or payment on debts you may be having trouble paying can be very stressful. Besides worrying about our families and children, we lie awake at night stressing about our financial commitments. When these get serious, you may feel helpless, sick or even angry with yourself for getting into the situation in which you find yo...read more on 'Managing financial stress means you need to get mentally fit too'
Updated
2012-10-31
The truth about loyalty program
The New Age 30 October 2012 WHEN shopping at your local mall you are bound to be offered a loyalty or benefit card by several of the retailers you frequent. Some new entrants to this market are the likes of Edcon with their Thank You Card and Pick• Pay with the Smart Shopper Card. If you are like me, your wallet or purse is probably bursting at the seams just holding the cards that you alread...read more on 'The truth about loyalty program'
Updated
2012-10-24
be Safe
The New Age 23 October 2012 WE ALL leave documents with personal information such as bank account details or ID numbers lying around or throw them in the dustbin. And that is all the information thieves need to start wreaking havoc with your financial standing. Identity theft is pandemic globally but we don’t realise he have been stung until we apply for credit and find we have a judgment agains...read more on 'be Safe'
Updated
2012-10-18
Learn the ABCs of applying for credit
The New Age 16 October 2012 Fit CREDIT and debt managed well can be the foundation for you to move up in life, get the bigger house, the new car or the stylish clothes. According to the National Credit Regulator, nearly 51% of all credit applications are declined, so before you apply for that loan or new account there are some things you need to know, and then some you need to do to make sure y...read more on 'Learn the ABCs of applying for credit'
Updated
2012-10-10
Impulse buying is a curse
The New Age 9 October 2012 LET’S face it, we live in a world of instant gratification. We’re not used to having to wait for anything. Technology has made everything faster and more accessible, but this expectation has also increased our penchant for impulse buying. While on holiday recently, I spotted a watch I just had to have. I came up with a number of reasons why it was imperative that I buy...read more on 'Impulse buying is a curse'
Updated
2012-10-10
Setting financial goals
The New Age 2 October 2012 IF YOU find your new year’s resolutions never last until February or you swear your dieting programme starts on Monday, then your financial goals will probably go out the window the moment you set them. And you are not alone, in actual fact you are in the same boat as many others. Unfortunately, it’s a sinking boat. So many of us leave our long-term financial plannin...read more on 'Setting financial goals'
Updated
2012-10-01
Simple rules to get you out of financial morass
The New Age 25 September 2012 AT SOME time in our lives we may find ourselves receiving that dreaded call from a debt collector. You get that sinking feeling and your heart starts racing. If this has happened to you, remember you are not alone. South Africans have a lot of debt and we don’t seem to be the best at paying it back – according to the National Credit Regulator. Statistics show that...read more on 'Simple rules to get you out of financial morass'
Updated
2012-09-18
Let’s talk cash with kids - Financially Fit
The New Age 18 September 2012 Let’s talk cash with kids SOUTH African parents are reluctant to talk to their children about money management, coming 26th out of the 28 countries reviewed in the 2012 Global Financial Literacy Barometer released by Visa this year. Is it because our parents never spoke to us about money or are we just not comfortable with the topic itself and find it more difficul...read more on 'Let’s talk cash with kids - Financially Fit'
Updated
2012-09-11
Get your credit into shape
The New Age 11 September 2012 I OFTEN get asked what makes a good credit status and how can I get one, so let me start by giving you some background. In South Africa we have a very sophisticated credit and financial services industry supported by good technologies and rating practices. Add to that the advent of the National Credit Act and we are assured that we should be protected when applyin...read more on 'Get your credit into shape'
Updated
2012-09-05
Know your credit status and be empowered for financial health
The New Age 4 September 2012 WE HAVE all heard about this thing called a credit status. Every single one of us has one, some good, some bad. But what is it exactly and how do you access yours? Your credit status determines how banks assess you, boosting or lessening your ability to get mortgages, credit cards and more. But have you ever tried asking someone what makes up a credit status and why ...read more on 'Know your credit status and be empowered for financial health'
Updated
2012-08-29
THE NEW AGE Build a safety net now for those rainy days
I remember growing up that my parents never spoke to me about money, about the cost of living let alone saving. I was told how important it was to make something of my life, to work hard at school and get a stable job so I can make a good living one day. So I worked hard (enough) at school and got a semi-decent job straight out of university, got my first pay check and blew it all on a really nice...read more on 'THE NEW AGE Build a safety net now for those rainy days'
Updated
2012-08-21
THE NEW AGE Changing bad habits with a budget
Sitting down to plan a budget can be daunting unless you understand why you need to budget and how it affects your finances. HOW much money is in your wallet or purse right now? How much money did you spend yesterday? How much do you owe and to whom? If you can answer these questions, you’re doing something right but like most of us, come month end, you are probably broke and wondering wher...read more on 'THE NEW AGE Changing bad habits with a budget'
Updated
2012-08-16
Keep your identity safe online
Sandton Chronicle Identity Theft Article The world of internet connectivity has its dangers, namely con men and thieves who are masters of deception and use innovative tricks to steal your identity and personal information for their own gain. Francois Marais is the director of the South African Institute of Security and is something of an expert on identity theft and internet trickery. He aids ...read more on 'Keep your identity safe online'
Updated
2012-08-14
Why you need to know your credit score
Article found on the Cell C mobi site 07 August 2012 09:55 am http://cellc.mobi/lifestyle/careers-and-money If you ever applied for a personal loan, a clothing account or vehicle financing, you can consider yourself having been 'credit checked'. Your credit record, also referred to as your credit score, is an integral part of your financial identity and one of the most important indicators of you...read more on 'Why you need to know your credit score'
Updated
2012-08-06
My worthiness in 10 minutes
My ID book, proof of residence and R69 was all I needed to get my one-off consolidated credit report, which was available in under 10 — nerve-racking — minutes on the website www.kudough.co.za. The front cover of my 11-page document contained an overview of the most salient information taken from the different bureau reports and consolidated using Kudough’s metrics. This is called the “Credit Pow...read more on 'My worthiness in 10 minutes'
Updated
2012-08-06
Protect your credit status: Credit worthiness can determine whether you get a job, are able to take out insurance or can rent a home, writes Tina Weavind
FEW of us have a burning desire to find out our credit status. It’s something that really comes to mind when we want to buy a house, finance a car or get a loan. But your credit worthiness can also determine whether you get a job, are able to take out insurance or whether you are approved to rent a home. If you decide to buy your home, your credit status will determine how much your interest will ...read more on 'Protect your credit status: Credit worthiness can determine whether you get a job, are able to take out insurance or can rent a home, writes Tina Weavind'
Updated
2012-05-28
Interest rates unchanged - Reuters / SAPA
Johannesburg - The Reserve Bank will maintain current interest rates, governor Gill Marcus said on Thursday. It would leave the repo rate unchanged at 5.5% once again. However, the bank would continue to closely monitor the situation and stood ready to act in either direction, she said. The prime rate would stay at 9%. This was the ninth consecutive meeting where the repo rate remained...read more on 'Interest rates unchanged - Reuters / SAPA'
Updated
2012-05-28
The decade of up, up ... and up: By Joseph Booysen
Lower income groups are still feeling the brunt of consumer price inflation, an analyst says. Inflation may have slowed slightly in April, but high food, fuel and transport prices continue to hit consumers hard. A drop in the fuel price is expected in the coming months, but that does not normally cause the prices of other commodities, or fares, to drop. And one analyst predicts that companies w...read more on 'The decade of up, up ... and up: By Joseph Booysen '
Updated
2012-05-25
Keep a clean bill of credit health; Kelly
Five minutes is all it takes to know your credit status and it is a good idea to get the full picture, because your credit rating says a lot about who you are. Not only do financial institutions conduct a thorough check on all individuals applying for a loan, but so too do certain employers. This means that if your credit health is not as it should be, you could be jeopardising your chances of sec...read more on 'Keep a clean bill of credit health; Kelly'
Updated
2012-05-24
100% of 40-50 year olds plagued by money worries : Evan Pickworth BusinessLIVE
With retirement reforms in SA only due in 2014, a new study has found that only 14% of 40-60 year olds feel confident they will be financially secure in retirement. Salary replacement ratios in SA are so low that only 6% of the country is able to retire comfortably, according to industry surveys. But a new study by the deVere Group has found that "not having enough income" was the biggest concer...read more on '100% of 40-50 year olds plagued by money worries : Evan Pickworth BusinessLIVE'
Updated
2012-05-21
Anti-duplicate ID drive launched: May 11 2012 by SAPA
Home Affairs Minster Nkosazana Dlamini-Zuma has urged South Africans affected by the duplication of their identity documents (IDs) to come forward. She was speaking at the launch on Friday of a drive to deal with duplication of IDs, which has affected 112 000 South Africans. Dlamini-Zuma said the campaign would be divided into two phases, with 29 000 names published in the first phase and ...read more on 'Anti-duplicate ID drive launched: May 11 2012 by SAPA'
Updated
2012-05-15
Big banks agree to cut rates for indebted: May 11 2012 By Renee Bonorchis
South Africa’s biggest lenders had agreed with the government on a trial programme that would cut interest on R14 billion of loans to some of their most indebted customers, the head of the banks’ lobby group said on Thursday. Loans to people in debt-counselling programmes would be rescheduled over five years, Cas Coovadia, the managing director of the Banking Association of SA, said at the World ...read more on 'Big banks agree to cut rates for indebted: May 11 2012 By Renee Bonorchis '
Updated
2012-05-15
Millions of SA households in financial difficulty Author: Marc Sternberg 08 May 2012
South African households: 4.8% in inescapable debt, 48.5% can still recover. The abuse of credit is one of the key reasons why millions of South African households are in financial difficulty. A recent financial wellness study shows that nearly 60% of 3 000 South African households sampled were shown to be in bad debt. The survey, which was a collaboration between the University of South Africa a...read more on 'Millions of SA households in financial difficulty Author: Marc Sternberg 08 May 2012 '
Updated
2012-05-15
NCR received 443,828 calls since inception- I-Net Bridge
The National Credit Regulator (NCR) has received 443,828 calls since its inception. This is according to its acting CEO Nomsa Motshegare, who was speaking at a debt management and savings outreach programme in Soweto on Monday. Motshegare added that the NCR had recorded over a million hits on its website since it was launched and it had also received 12,080 complaints from consumers and resolved...read more on 'NCR received 443,828 calls since inception- I-Net Bridge '
Updated
2012-02-15
OUT OF CONTROL - Stafford Thomas Thursday, 27 Oct 2011
When the National Credit Act (NCA) was enacted in 2007, it was hailed as a death blow to reckless lending by credit providers and an end to consumers’ ability to overstretch their finances. In reality the NCA is a toothless tiger. “We are seeing a new phase of reckless lending,” warns Paul Slot, a director of debt counselling firm Octogen and member of the National Credit Regulator’s (NCR) deb...read more on 'OUT OF CONTROL - Stafford Thomas Thursday, 27 Oct 2011'
Updated
2012-02-15
Getting the most out of your Credit Status by Chris van Rensburg
So we have all hear about this thing called a credit status, we all have one, some good, some bad. Have you ever tried asking someone what makes up a credit status and therefor why some are better than others? Kudough (www.kudough.co.za) is an online resource for consumers to understand, monitor, improve and protect their credit status. Kudough provides an interactive web experience with debt ma...read more on 'Getting the most out of your Credit Status by Chris van Rensburg'
Updated
2011-12-14
Consumers’ financial ignorance ‘is alarming’, November 14 2011, By Roy Cokayne
The Ombud for Financial Services Providers is alarmed at the rate at which consumers keep losing money to phony investment schemes, including property syndication schemes, despite the work that has been done to educate investors. “Consumers, especially the elderly, continue to lose money through these toxic investments,” ombud Noluntu Bam said at the launch of her office’s 2010/11 annual report ...read more on 'Consumers’ financial ignorance ‘is alarming’, November 14 2011, By Roy Cokayne '





 
Contact Us
086 999  0952  


Our Partners  

HyperLink


Follow Us
Kudough Facebook   Kudough Twitter   Kudough Youtube
Kudough Linked in   Kudough Google Plus   Kudough Mobile


Get it NOW!
If you have a Voucher click here NOW!
Done shopping and filled your cart, check out here!